From its birthplace on the Wisconsin frontier, Northwestern Mutual Life Insurance writes policies for members across the US. One of the largest US life insurers, the company's network of representatives sell life, disability, long-term care, and employee benefits (health, dental, and retirement) products. It also offers retirement products, including annuities and mutual funds, to a clientele of small businesses and prosperous individuals. Northwestern Mutual also offers brokerage and trust services through its investment and wealth management subsidiaries.